{"data":{"pageCategory":"Pensions","blockModules":[{"content":{"subtitle":"Leaving your pension invested when you reach retirement","title":"Staying invested","contentType":null,"key":"217d22b9-c31c-4e7e-89fe-ec59e14d157c","properties":null},"settings":{"contentType":null,"key":"9fd7d92a-bc7a-4dae-8b6d-fd9f268418e1","properties":null},"blockType":"smallHeaderBlock"},{"content":{"copy":"

With investment, your capital is at risk.

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Many people choose to stay invested at retirement if they have income from a part-time job, an annuity or income drawdown from another pension. If your investments perform well this could mean you have more money to spend in later life (but if they perform badly you could end up with less).

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The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come. Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise.

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Reasons to stay invested with the Best SIPP

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The Best™ Funds List***

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This free guide showcases The Best Funds List from the UK and across the globe. These are the funds that our experts believe are of the highest quality and most likely to deliver for you and your pension over the long term.

","primaryCta":{"url":"https://www.bestinvest.co.uk/guides/the-best-funds-list","name":"Download guide"},"title":"","contentType":null,"key":"a334013b-3c9b-43e6-84dd-95d263134ba6","properties":null},"settings":{"contentType":null,"key":"e8880362-c276-4693-a223-af7dda2b956b","properties":null},"blockType":"fullTextCTABlock"},{"content":{"text":"

Let our experts manage your pension investments

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Our Ready-made Portfolios are built and managed by our experts. Simply choose the portfolio that best suits your needs and your money will be invested in our best and latest ideas.

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Invest with help from an expert adviser

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You keep control of your investments but benefit from the advice of a Coach with our Investment Advisory Service. The Coach will recommend a portfolio to suit your needs, either on a one-off basis or as part of an ongoing service where they support you on all your investment decisions.

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Choose from thousands of investments

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The Best SIPP gives you access to more than 2,500 investment funds plus hundreds of investment trusts, ETFs and nearly every UK-listed share. You can use our powerful Investment search tool to search the available options and review their performance, asset allocation and charges.

","contentType":null,"key":"c70e6e25-9e27-4e16-84ea-713114c3fc78","properties":null},"settings":{"contentType":null,"key":"31b51c14-963a-410e-844c-9b545778bcb5","properties":null},"blockType":"fullTextBlock"},{"content":{"text":"Choose from more than 2,500 funds plus nearly every UK share with our Best SIPP.","contentType":null,"key":"929df611-df51-4a56-8110-8d38e92b700b","properties":null},"settings":{"contentType":null,"key":"b5c4446f-2196-4494-91b8-b206d4fd1d5c","properties":null},"blockType":"quoteBlock"},{"content":{"subtitle":"Find out more about staying invested with the Best SIPP by speaking to our retirement experts:","title":"Speak to our experts","contentType":null,"key":"be30622f-01d3-4241-b96a-e659c3d4af44","properties":null},"settings":{"contentType":null,"key":"b3f3358e-2d52-4e83-bd57-a222493020e0","properties":null},"blockType":"contactUsBlock"},{"content":{"text":"
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Further Details.

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*The minimum charge for a SIPP is £120 per year.

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** Subject to terms and conditions. Before you consider transferring a pension, it is important to ask yourself: Will I lose any valuable benefits or features from my existing pension plan? Will I incur any penalties on my existing pension if I transfer? Is it an occupational final salary pension scheme? (in which case it is very unlikely to be advisable to transfer) Have I considered the charges on my current plan? (a new arrangement may be more expensive – especially if you have a stakeholder pension).

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***The Best™ Funds List is a trademark of Bestinvest.

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SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Please contact us for guidance or advice if you are unsure whether a SIPP is right for you.

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Find out more about staying invested at retirement with the award-winning Best SIPP in this free guide.

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