{"data":{"tab":"Learning","hideFromSearch":false,"keywords":"","pageCategory":"Pensions","headerActionButtons":[{"url":"/start-investing","name":"Open an account","target":""},{"url":"/start-investing","name":"Transfer an account","target":""}],"sidebar":[{"content":{"subtitle":"Receive the latest updates straight to your inbox.","termsConditions":"

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The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come.

Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise.

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","contentType":null,"key":"94cdc483-7832-491b-9450-b1b126bbb866","id":3041,"name":"First Modal","urlSegment":"first-modal","sortOrder":0,"level":3,"path":"-1,3039,3040,3041","creatorId":-1,"createDate":"2024-03-13T10:55:08Z","writerId":2,"updateDate":"2025-05-16T09:22:26.523Z","cultures":{"":{"culture":"","name":"First Modal","urlSegment":"first-modal","date":"2024-03-13T10:55:08Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null}],"properties":null}],"properties":null},"children":[{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

","notes":"","title":"","contentType":null,"key":"e3d0402d-d19e-40a9-aa67-f4d859c9f63d","id":5283,"name":"3. Value of your investments","urlSegment":"3-value-of-your-investments","sortOrder":1,"level":3,"path":"-1,3039,5282,5283","creatorId":-1,"createDate":"2024-11-13T17:21:02Z","writerId":-1,"updateDate":"2024-11-19T13:53:57.087Z","cultures":{"":{"culture":"","name":"3. Value of your investments","urlSegment":"3-value-of-your-investments","date":"2024-11-13T17:21:02Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The specific securities identified and described are for informational purposes only and do not represent recommendations.

","notes":"","title":"","contentType":null,"key":"a61b2ca9-4e47-45c0-9f88-b37bd14c50ad","id":5284,"name":"9. Specific securities","urlSegment":"9-specific-securities","sortOrder":2,"level":3,"path":"-1,3039,5282,5284","creatorId":-1,"createDate":"2024-11-14T10:25:23Z","writerId":-1,"updateDate":"2024-11-19T13:53:57.29Z","cultures":{"":{"culture":"","name":"9. Specific securities","urlSegment":"9-specific-securities","date":"2024-11-14T10:25:23Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. The Best SIPP is designed for people looking to invest at least £10,000 through any combination of one-off investments, regular contributions or transfers from other providers, over a short time frame.

","notes":"","title":"","contentType":null,"key":"7e27a9a5-560f-43ff-9a3d-2aae0cbfff00","id":5287,"name":"16. Sipps","urlSegment":"16-sipps","sortOrder":5,"level":3,"path":"-1,3039,5282,5287","creatorId":-1,"createDate":"2024-11-15T16:22:15Z","writerId":-1,"updateDate":"2025-02-03T10:55:30.657Z","cultures":{"":{"culture":"","name":"16. Sipps","urlSegment":"16-sipps","date":"2024-11-15T16:22:15Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Transfer considerations. Transfers should only be considered for pensions which do not offer any guaranteed or safeguarded benefits - not final salary or defined benefit schemes or pensions that offer particular annuity rates and other promises. You should ensure that by transferring you are not incurring unnecessary penalties, losing any benefits or features, and have considered any increase in pension charges.

","notes":"","title":"","contentType":null,"key":"ef005e57-13ee-4235-b529-6f516f67dff5","id":5288,"name":"15. Transfers","urlSegment":"15-transfers","sortOrder":6,"level":3,"path":"-1,3039,5282,5288","creatorId":-1,"createDate":"2024-11-15T16:30:51Z","writerId":-1,"updateDate":"2024-11-19T13:53:58.383Z","cultures":{"":{"culture":"","name":"15. Transfers","urlSegment":"15-transfers","date":"2024-11-15T16:30:51Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

\n

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"cb98df25-73ed-4559-9947-d1b5ca6d169f","id":5289,"name":"4. Value and Tax","urlSegment":"4-value-and-tax","sortOrder":7,"level":3,"path":"-1,3039,5282,5289","creatorId":-1,"createDate":"2024-11-18T12:34:21Z","writerId":-1,"updateDate":"2024-11-27T15:39:16.84Z","cultures":{"":{"culture":"","name":"4. Value and Tax","urlSegment":"4-value-and-tax","date":"2024-11-18T12:34:21Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

As with all stock market investments the value of the Junior ISA can fall as well as rise and you may get back less than has been paid in.

Tax treatment depends on individual circumstances and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"fa64cf3c-e687-4f61-87b3-f188807207f2","id":5290,"name":"10. Tax Treatment","urlSegment":"10-tax-treatment","sortOrder":8,"level":3,"path":"-1,3039,5282,5290","creatorId":-1,"createDate":"2024-11-18T16:38:18Z","writerId":-1,"updateDate":"2024-11-20T11:03:26.263Z","cultures":{"":{"culture":"","name":"10. Tax Treatment","urlSegment":"10-tax-treatment","date":"2024-11-18T16:38:18Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

With pension investment, both the money you invest and the income from it can fall in value.

Before transferring, see Transfer considerations.

","notes":"","title":"","contentType":null,"key":"182a7def-408b-4b58-b58d-1119ee33249a","id":5291,"name":"14. Pension investment","urlSegment":"14-pension-investment","sortOrder":9,"level":3,"path":"-1,3039,5282,5291","creatorId":-1,"createDate":"2024-11-18T16:43:21Z","writerId":-1,"updateDate":"2024-11-20T16:47:16.907Z","cultures":{"":{"culture":"","name":"14. Pension investment","urlSegment":"14-pension-investment","date":"2024-11-18T16:43:21Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of investments can fall as well as rise and that you may not get back the amount you originally invested.

\n

Nothing in these briefings is intended to constitute advice or a recommendation and you should not take any investment decision based on their content.

\n

Any opinions expressed may change or have already changed.

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Past performance is not a reliable indicator of future results. View full risk warning.

","notes":"","title":"","contentType":null,"key":"6d90fc31-9d2a-43ea-be14-cbb782b0d88c","id":5293,"name":"6. Full risk link","urlSegment":"6-full-risk-link","sortOrder":11,"level":3,"path":"-1,3039,5282,5293","creatorId":-1,"createDate":"2024-11-19T14:50:00Z","writerId":-1,"updateDate":"2025-03-04T14:44:19.81Z","cultures":{"":{"culture":"","name":"6. Full risk link","urlSegment":"6-full-risk-link","date":"2024-11-19T14:50:00Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Before transferring, see Transfer considerations.

","notes":"","title":"","contentType":null,"key":"b0f77c3b-ed35-490e-a324-94a0929c4e63","id":5314,"name":"1. Transfer notice","urlSegment":"1-transfer-notice","sortOrder":12,"level":3,"path":"-1,3039,5282,5314","creatorId":-1,"createDate":"2024-11-20T12:26:52Z","writerId":-1,"updateDate":"2024-11-20T12:27:04.63Z","cultures":{"":{"culture":"","name":"1. Transfer notice","urlSegment":"1-transfer-notice","date":"2024-11-20T12:26:52Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"694047db-9565-48fe-89cb-948cb96431fa","id":5455,"name":"27. Tax","urlSegment":"27-tax","sortOrder":13,"level":3,"path":"-1,3039,5282,5455","creatorId":2,"createDate":"2024-11-27T11:18:40Z","writerId":2,"updateDate":"2025-07-01T11:37:26.693Z","cultures":{"":{"culture":"","name":"27. Tax","urlSegment":"27-tax","date":"2024-11-27T11:18:40Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

Past performance is not a reliable indicator of future results.

","notes":"","title":"","contentType":null,"key":"f35cccc3-3f25-4d90-91b6-99fb42900bc2","id":5317,"name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","sortOrder":14,"level":3,"path":"-1,3039,5282,5317","creatorId":-1,"createDate":"2024-11-28T14:29:54Z","writerId":-1,"updateDate":"2024-11-28T14:36:48.963Z","cultures":{"":{"culture":"","name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","date":"2024-11-28T14:29:54Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

ETFs can be high risk and complex and may not be suitable for retail investors, so you should make sure you understand all the risks involved before investing.

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

","notes":"","title":"","contentType":null,"key":"73a17ba9-7ad5-4df2-850b-fff501a51c8c","id":5318,"name":"8. EFTs","urlSegment":"8-efts","sortOrder":15,"level":3,"path":"-1,3039,5282,5318","creatorId":-1,"createDate":"2024-11-28T14:36:17Z","writerId":-1,"updateDate":"2024-11-28T14:36:28.907Z","cultures":{"":{"culture":"","name":"8. EFTs","urlSegment":"8-efts","date":"2024-11-28T14:36:17Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of a pension can go down as well as up – and you could get less than the amount that's been put in.

You should consider charges, investment choices and any valuable benefits that could be lost before combining any pensions.

","notes":"","title":"","contentType":null,"key":"7dab519a-3e14-40d9-9ed3-cc10011cb115","id":5319,"name":"19. Pension value charges","urlSegment":"19-pension-value-charges","sortOrder":16,"level":3,"path":"-1,3039,5282,5319","creatorId":-1,"createDate":"2024-11-29T16:33:55Z","writerId":-1,"updateDate":"2024-11-29T16:34:14.5Z","cultures":{"":{"culture":"","name":"19. Pension value charges","urlSegment":"19-pension-value-charges","date":"2024-11-29T16:33:55Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Pensions are long-term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

","notes":"","title":"","contentType":null,"key":"fa9a27d7-45d7-4318-b03a-41ad577dadd8","id":5321,"name":"21. Long term","urlSegment":"21-long-term","sortOrder":18,"level":3,"path":"-1,3039,5282,5321","creatorId":-1,"createDate":"2024-11-29T16:56:27Z","writerId":-1,"updateDate":"2024-11-29T16:56:37.853Z","cultures":{"":{"culture":"","name":"21. Long term","urlSegment":"21-long-term","date":"2024-11-29T16:56:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Income drawdown is complex and not suitable for everyone. Your pension remains invested so your income will be affected by the value and performance of underlying assets which may fall; make sure you understand the risks and costs before you go ahead.

","notes":"","title":"","contentType":null,"key":"65982c9d-78b6-4d4d-96d5-47fc3591ea1c","id":5322,"name":"22. Income drawdown","urlSegment":"22-income-drawdown","sortOrder":19,"level":3,"path":"-1,3039,5282,5322","creatorId":-1,"createDate":"2024-11-29T16:57:54Z","writerId":-1,"updateDate":"2024-11-29T16:58:02.393Z","cultures":{"":{"culture":"","name":"22. Income drawdown","urlSegment":"22-income-drawdown","date":"2024-11-29T16:57:54Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"257e6f89-6aca-4b03-9dc2-69837bc31fa0","id":5325,"name":"24. Sipps and Tax","urlSegment":"24-sipps-and-tax","sortOrder":20,"level":3,"path":"-1,3039,5282,5325","creatorId":-1,"createDate":"2024-12-02T16:45:45Z","writerId":-1,"updateDate":"2024-12-02T16:45:55.48Z","cultures":{"":{"culture":"","name":"24. Sipps and Tax","urlSegment":"24-sipps-and-tax","date":"2024-12-02T16:45:45Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief.

Tax reliefs depend on individual circumstances and may change. They may be difficult to sell at a price close to the value of the underlying assets or at the time of your choosing. They should only form a small part of an investor’s portfolio.

You should read the relevant prospectus before making any decisions.

","notes":"","title":"","contentType":null,"key":"0201346e-2bfc-4167-9914-0af6dfcb1bab","id":5326,"name":"26. VCTs","urlSegment":"26-vcts","sortOrder":21,"level":3,"path":"-1,3039,5282,5326","creatorId":-1,"createDate":"2024-12-03T17:03:19Z","writerId":-1,"updateDate":"2024-12-03T17:03:49.053Z","cultures":{"":{"culture":"","name":"26. VCTs","urlSegment":"26-vcts","date":"2024-12-03T17:03:19Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The information and guidance provided by the coaches is not regulated by the Financial Conduct Authority.

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Venture Capital Trusts (VCTs) are high-risk investments and you may get back less than invested.

","notes":"","title":"","contentType":null,"key":"da526787-844e-434d-a14e-3f3eee3464bc","id":5379,"name":"29. VCTs (Short)","urlSegment":"29-vcts-short","sortOrder":23,"level":3,"path":"-1,3039,5282,5379","creatorId":-1,"createDate":"2025-01-28T15:33:58Z","writerId":-1,"updateDate":"2025-03-04T10:09:37.15Z","cultures":{"":{"culture":"","name":"29. VCTs (Short)","urlSegment":"29-vcts-short","date":"2025-01-28T15:33:58Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief. The value of investments can fall as well as rise and you may get back less than invested.

\n

VCTs should only be considered by experienced investors once other financial planning solutions have been fully explored and should only form a small part of your portfolio.

","notes":"","title":"","contentType":null,"key":"711a2a6a-bfec-480a-8a1c-cb094abe958d","id":5390,"name":"30. VCTs 04/03/25","urlSegment":"30-vcts-040325","sortOrder":24,"level":3,"path":"-1,3039,5282,5390","creatorId":-1,"createDate":"2025-03-04T10:01:27Z","writerId":-1,"updateDate":"2025-03-04T10:02:09.007Z","cultures":{"":{"culture":"","name":"30. VCTs 04/03/25","urlSegment":"30-vcts-040325","date":"2025-03-04T10:01:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

With pension investment, both the money you invest and the income from it can fall in value.

","notes":"","title":"","contentType":null,"key":"37cf1af8-30e7-4587-b9a6-995343f0104d","id":5456,"name":"14. Pension investment (1)","urlSegment":"14-pension-investment-1","sortOrder":26,"level":3,"path":"-1,3039,5282,5456","creatorId":-1,"createDate":"2025-06-27T16:02:05Z","writerId":-1,"updateDate":"2025-07-01T14:00:53.357Z","cultures":{"":{"culture":"","name":"14. Pension investment (1)","urlSegment":"14-pension-investment-1","date":"2025-06-27T16:02:05Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null}],"childrenForAllCultures":[{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

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The specific securities identified and described are for informational purposes only and do not represent recommendations.

","notes":"","title":"","contentType":null,"key":"a61b2ca9-4e47-45c0-9f88-b37bd14c50ad","id":5284,"name":"9. Specific securities","urlSegment":"9-specific-securities","sortOrder":2,"level":3,"path":"-1,3039,5282,5284","creatorId":-1,"createDate":"2024-11-14T10:25:23Z","writerId":-1,"updateDate":"2024-11-19T13:53:57.29Z","cultures":{"":{"culture":"","name":"9. Specific securities","urlSegment":"9-specific-securities","date":"2024-11-14T10:25:23Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. The Best SIPP is designed for people looking to invest at least £10,000 through any combination of one-off investments, regular contributions or transfers from other providers, over a short time frame.

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Transfer considerations. Transfers should only be considered for pensions which do not offer any guaranteed or safeguarded benefits - not final salary or defined benefit schemes or pensions that offer particular annuity rates and other promises. You should ensure that by transferring you are not incurring unnecessary penalties, losing any benefits or features, and have considered any increase in pension charges.

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The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

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Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

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As with all stock market investments the value of the Junior ISA can fall as well as rise and you may get back less than has been paid in.

Tax treatment depends on individual circumstances and may be subject to change in the future.

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With pension investment, both the money you invest and the income from it can fall in value.

Before transferring, see Transfer considerations.

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The value of investments can fall as well as rise and that you may not get back the amount you originally invested.

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Nothing in these briefings is intended to constitute advice or a recommendation and you should not take any investment decision based on their content.

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Any opinions expressed may change or have already changed.

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Past performance is not a reliable indicator of future results. View full risk warning.

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Before transferring, see Transfer considerations.

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Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"694047db-9565-48fe-89cb-948cb96431fa","id":5455,"name":"27. Tax","urlSegment":"27-tax","sortOrder":13,"level":3,"path":"-1,3039,5282,5455","creatorId":2,"createDate":"2024-11-27T11:18:40Z","writerId":2,"updateDate":"2025-07-01T11:37:26.693Z","cultures":{"":{"culture":"","name":"27. Tax","urlSegment":"27-tax","date":"2024-11-27T11:18:40Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

Past performance is not a reliable indicator of future results.

","notes":"","title":"","contentType":null,"key":"f35cccc3-3f25-4d90-91b6-99fb42900bc2","id":5317,"name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","sortOrder":14,"level":3,"path":"-1,3039,5282,5317","creatorId":-1,"createDate":"2024-11-28T14:29:54Z","writerId":-1,"updateDate":"2024-11-28T14:36:48.963Z","cultures":{"":{"culture":"","name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","date":"2024-11-28T14:29:54Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

ETFs can be high risk and complex and may not be suitable for retail investors, so you should make sure you understand all the risks involved before investing.

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

","notes":"","title":"","contentType":null,"key":"73a17ba9-7ad5-4df2-850b-fff501a51c8c","id":5318,"name":"8. EFTs","urlSegment":"8-efts","sortOrder":15,"level":3,"path":"-1,3039,5282,5318","creatorId":-1,"createDate":"2024-11-28T14:36:17Z","writerId":-1,"updateDate":"2024-11-28T14:36:28.907Z","cultures":{"":{"culture":"","name":"8. EFTs","urlSegment":"8-efts","date":"2024-11-28T14:36:17Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of a pension can go down as well as up – and you could get less than the amount that's been put in.

You should consider charges, investment choices and any valuable benefits that could be lost before combining any pensions.

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Pensions are long-term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

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Income drawdown is complex and not suitable for everyone. Your pension remains invested so your income will be affected by the value and performance of underlying assets which may fall; make sure you understand the risks and costs before you go ahead.

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SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

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VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief.

Tax reliefs depend on individual circumstances and may change. They may be difficult to sell at a price close to the value of the underlying assets or at the time of your choosing. They should only form a small part of an investor’s portfolio.

You should read the relevant prospectus before making any decisions.

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The information and guidance provided by the coaches is not regulated by the Financial Conduct Authority.

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Venture Capital Trusts (VCTs) are high-risk investments and you may get back less than invested.

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VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief. The value of investments can fall as well as rise and you may get back less than invested.

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VCTs should only be considered by experienced investors once other financial planning solutions have been fully explored and should only form a small part of your portfolio.

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With pension investment, both the money you invest and the income from it can fall in value.

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When you buy an annuity you exchange all or part of your pension for a fixed income for the rest of your life. Your income will not normally change, and once you have bought an annuity you can’t change your mind. Before buying one it is important to compare rates between providers to find the most appropriate option.

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The benefits of annuities

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Fixed income

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Freedom to choose

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Higher income rates for illness or smoking

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Use part of your pension

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","contentType":null,"key":"7eeba6d2-db87-4190-bdf6-e13ee13d3298","properties":null},"settings":{"purpleBlockStyle":false,"contentType":null,"key":"f7b41e55-089e-475b-b073-38752a05c6b0","properties":null},"blockType":"fullTextBlock"},{"content":{"link":{"url":"/coaching","name":"Book now"},"subtitle":"Through Evelyn Partners we have a team of annuity specialists who can give you advice on the various options available when buying an annuity, from discussing the best type of annuity for your circumstances to showing you how much income you could receive and guiding you through the annuity purchase process. ","title":"Expert advice on annuities","contentType":null,"key":"6e771d38-75c3-4c07-bdc4-ca18c518565a","properties":null},"settings":{"purpleBlockStyle":false,"contentType":null,"key":"31bb9d4c-6e51-4f05-b208-13a68bb8d6b6","properties":null},"blockType":"contentCtaBlock"},{"content":{"subtitle":"Speak to our experts about annuities and your other options for taking an income from your pension:","title":"Got questions about your retirement income?","contentType":null,"key":"88c6a9aa-e8ec-4d56-ae5b-1499cf577aea","properties":null},"settings":{"purpleBlockStyle":false,"contentType":null,"key":"e7ca229f-a4fe-44ee-9a1e-ee6573536c9d","properties":null},"blockType":"contactUsBlock"}],"breadcrumbs":[{"name":"Home page","url":"/"},{"name":"Pensions and retirement","url":"/pensions-and-retirement"},{"name":"Annuities","url":"/pensions-and-retirement/annuities"}],"subnavigation":{"items":[{"name":"What is an annuity?","url":"/pensions-and-retirement/annuities/what-is-an-annuity"}],"current":{"name":"Annuities","url":"/pensions-and-retirement/annuities"},"parent":{"name":"Pensions and retirement","url":"/pensions-and-retirement"}},"subPageNavigationControls":{"next":{"name":"Lump sum withdrawals","url":"/pensions-and-retirement/lump-sum-withdrawals"}}},"pageType":"subPage","pageUrl":"/pensions-and-retirement/annuities","published":"2024-12-02T15:57:47.58Z","pageId":1791}