{"data":{"blockModules":[{"content":{"imageUrl":{"url":"/start-investing","name":"Start investing","target":""},"powerStats":[{"content":{"source":"","statistic":"35 years+","text":"experience","contentType":null,"key":"6f3b854e-822c-4a10-b513-4f3f88f6cd4d","properties":null},"contentUdi":"umb://element/6f3b854e822c4a10b5134f3f88f6cd4d"},{"content":{"source":"","statistic":"50,000+ ","text":"clients","contentType":null,"key":"11feed80-6cfd-4569-b3ac-dd1217d73257","properties":null},"contentUdi":"umb://element/11feed806cfd4569b3acdd1217d73257"},{"content":{"source":"","statistic":"£3bn+","text":"assets under administration","contentType":null,"key":"78a925ce-645b-42cd-9359-731b8d50dbf8","properties":null},"contentUdi":"umb://element/78a925ce645b42cd9359731b8d50dbf8"},{"content":{"source":"","statistic":"50+","text":"awards","contentType":null,"key":"f852ae5a-7f5d-4cdf-9727-f43405660c1f","properties":null},"contentUdi":"umb://element/f852ae5a7f5d4cdf9727f43405660c1f"}],"riskWarning":"

With investment, your capital is at risk.

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The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

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","contentType":null,"key":"94cdc483-7832-491b-9450-b1b126bbb866","id":3041,"name":"First Modal","urlSegment":"first-modal","sortOrder":0,"level":3,"path":"-1,3039,3040,3041","creatorId":-1,"createDate":"2024-03-13T10:55:08Z","writerId":2,"updateDate":"2025-05-16T09:22:26.523Z","cultures":{"":{"culture":"","name":"First Modal","urlSegment":"first-modal","date":"2024-03-13T10:55:08Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null}],"properties":null}],"properties":null},"children":[{"body":"

The specific securities identified and described are for informational purposes only and do not represent recommendations.

","notes":"","title":"","contentType":null,"key":"a61b2ca9-4e47-45c0-9f88-b37bd14c50ad","id":5284,"name":"9. Specific securities","urlSegment":"9-specific-securities","sortOrder":2,"level":3,"path":"-1,3039,5282,5284","creatorId":-1,"createDate":"2024-11-14T10:25:23Z","writerId":-1,"updateDate":"2024-11-19T13:53:57.29Z","cultures":{"":{"culture":"","name":"9. Specific securities","urlSegment":"9-specific-securities","date":"2024-11-14T10:25:23Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. The Best SIPP is designed for people looking to invest at least £10,000 through any combination of one-off investments, regular contributions or transfers from other providers, over a short time frame.

","notes":"","title":"","contentType":null,"key":"7e27a9a5-560f-43ff-9a3d-2aae0cbfff00","id":5287,"name":"16. Sipps","urlSegment":"16-sipps","sortOrder":5,"level":3,"path":"-1,3039,5282,5287","creatorId":-1,"createDate":"2024-11-15T16:22:15Z","writerId":-1,"updateDate":"2025-02-03T10:55:30.657Z","cultures":{"":{"culture":"","name":"16. Sipps","urlSegment":"16-sipps","date":"2024-11-15T16:22:15Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Transfer considerations. Transfers should only be considered for pensions which do not offer any guaranteed or safeguarded benefits - not final salary or defined benefit schemes or pensions that offer particular annuity rates and other promises. You should ensure that by transferring you are not incurring unnecessary penalties, losing any benefits or features, and have considered any increase in pension charges.

","notes":"","title":"","contentType":null,"key":"ef005e57-13ee-4235-b529-6f516f67dff5","id":5288,"name":"15. Transfers","urlSegment":"15-transfers","sortOrder":6,"level":3,"path":"-1,3039,5282,5288","creatorId":-1,"createDate":"2024-11-15T16:30:51Z","writerId":-1,"updateDate":"2024-11-19T13:53:58.383Z","cultures":{"":{"culture":"","name":"15. Transfers","urlSegment":"15-transfers","date":"2024-11-15T16:30:51Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

\n

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"cb98df25-73ed-4559-9947-d1b5ca6d169f","id":5289,"name":"4. Value and Tax","urlSegment":"4-value-and-tax","sortOrder":7,"level":3,"path":"-1,3039,5282,5289","creatorId":-1,"createDate":"2024-11-18T12:34:21Z","writerId":-1,"updateDate":"2024-11-27T15:39:16.84Z","cultures":{"":{"culture":"","name":"4. Value and Tax","urlSegment":"4-value-and-tax","date":"2024-11-18T12:34:21Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

As with all stock market investments the value of the Junior ISA can fall as well as rise and you may get back less than has been paid in.

Tax treatment depends on individual circumstances and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"fa64cf3c-e687-4f61-87b3-f188807207f2","id":5290,"name":"10. Tax Treatment","urlSegment":"10-tax-treatment","sortOrder":8,"level":3,"path":"-1,3039,5282,5290","creatorId":-1,"createDate":"2024-11-18T16:38:18Z","writerId":-1,"updateDate":"2024-11-20T11:03:26.263Z","cultures":{"":{"culture":"","name":"10. Tax Treatment","urlSegment":"10-tax-treatment","date":"2024-11-18T16:38:18Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

With pension investment, both the money you invest and the income from it can fall in value.

Before transferring, see Transfer considerations.

","notes":"","title":"","contentType":null,"key":"182a7def-408b-4b58-b58d-1119ee33249a","id":5291,"name":"14. Pension investment","urlSegment":"14-pension-investment","sortOrder":9,"level":3,"path":"-1,3039,5282,5291","creatorId":-1,"createDate":"2024-11-18T16:43:21Z","writerId":-1,"updateDate":"2024-11-20T16:47:16.907Z","cultures":{"":{"culture":"","name":"14. Pension investment","urlSegment":"14-pension-investment","date":"2024-11-18T16:43:21Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of investments can fall as well as rise and that you may not get back the amount you originally invested.

\n

Nothing in these briefings is intended to constitute advice or a recommendation and you should not take any investment decision based on their content.

\n

Any opinions expressed may change or have already changed.

","notes":"","title":"","contentType":null,"key":"8e5ca4b2-4f3d-4f21-87ef-773fb88b2d56","id":5292,"name":"5. Professional advice","urlSegment":"5-professional-advice","sortOrder":10,"level":3,"path":"-1,3039,5282,5292","creatorId":-1,"createDate":"2024-11-19T14:48:27Z","writerId":-1,"updateDate":"2024-12-27T09:35:39.857Z","cultures":{"":{"culture":"","name":"5. Professional advice","urlSegment":"5-professional-advice","date":"2024-11-19T14:48:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Past performance is not a reliable indicator of future results. View full risk warning.

","notes":"","title":"","contentType":null,"key":"6d90fc31-9d2a-43ea-be14-cbb782b0d88c","id":5293,"name":"6. Full risk link","urlSegment":"6-full-risk-link","sortOrder":11,"level":3,"path":"-1,3039,5282,5293","creatorId":-1,"createDate":"2024-11-19T14:50:00Z","writerId":-1,"updateDate":"2025-03-04T14:44:19.81Z","cultures":{"":{"culture":"","name":"6. Full risk link","urlSegment":"6-full-risk-link","date":"2024-11-19T14:50:00Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Before transferring, see Transfer considerations.

","notes":"","title":"","contentType":null,"key":"b0f77c3b-ed35-490e-a324-94a0929c4e63","id":5314,"name":"1. Transfer notice","urlSegment":"1-transfer-notice","sortOrder":12,"level":3,"path":"-1,3039,5282,5314","creatorId":-1,"createDate":"2024-11-20T12:26:52Z","writerId":-1,"updateDate":"2024-11-20T12:27:04.63Z","cultures":{"":{"culture":"","name":"1. Transfer notice","urlSegment":"1-transfer-notice","date":"2024-11-20T12:26:52Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

Past performance is not a reliable indicator of future results.

","notes":"","title":"","contentType":null,"key":"f35cccc3-3f25-4d90-91b6-99fb42900bc2","id":5317,"name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","sortOrder":14,"level":3,"path":"-1,3039,5282,5317","creatorId":-1,"createDate":"2024-11-28T14:29:54Z","writerId":-1,"updateDate":"2024-11-28T14:36:48.963Z","cultures":{"":{"culture":"","name":"7. Value and past performance","urlSegment":"7-value-and-past-performance","date":"2024-11-28T14:29:54Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

ETFs can be high risk and complex and may not be suitable for retail investors, so you should make sure you understand all the risks involved before investing.

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

","notes":"","title":"","contentType":null,"key":"73a17ba9-7ad5-4df2-850b-fff501a51c8c","id":5318,"name":"8. EFTs","urlSegment":"8-efts","sortOrder":15,"level":3,"path":"-1,3039,5282,5318","creatorId":-1,"createDate":"2024-11-28T14:36:17Z","writerId":-1,"updateDate":"2024-11-28T14:36:28.907Z","cultures":{"":{"culture":"","name":"8. EFTs","urlSegment":"8-efts","date":"2024-11-28T14:36:17Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of a pension can go down as well as up – and you could get less than the amount that's been put in.

You should consider charges, investment choices and any valuable benefits that could be lost before combining any pensions.

","notes":"","title":"","contentType":null,"key":"7dab519a-3e14-40d9-9ed3-cc10011cb115","id":5319,"name":"19. Pension value charges","urlSegment":"19-pension-value-charges","sortOrder":16,"level":3,"path":"-1,3039,5282,5319","creatorId":-1,"createDate":"2024-11-29T16:33:55Z","writerId":-1,"updateDate":"2024-11-29T16:34:14.5Z","cultures":{"":{"culture":"","name":"19. Pension value charges","urlSegment":"19-pension-value-charges","date":"2024-11-29T16:33:55Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come.

Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise.

","notes":"","title":"","contentType":null,"key":"a9013543-ad91-48f8-a8b2-9d8263a1f460","id":5320,"name":"23. Pension access","urlSegment":"23-pension-access","sortOrder":17,"level":3,"path":"-1,3039,5282,5320","creatorId":-1,"createDate":"2024-11-29T16:48:05Z","writerId":-1,"updateDate":"2024-11-29T16:52:06.157Z","cultures":{"":{"culture":"","name":"23. Pension access","urlSegment":"23-pension-access","date":"2024-11-29T16:48:05Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Pensions are long-term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

","notes":"","title":"","contentType":null,"key":"fa9a27d7-45d7-4318-b03a-41ad577dadd8","id":5321,"name":"21. Long term","urlSegment":"21-long-term","sortOrder":18,"level":3,"path":"-1,3039,5282,5321","creatorId":-1,"createDate":"2024-11-29T16:56:27Z","writerId":-1,"updateDate":"2024-11-29T16:56:37.853Z","cultures":{"":{"culture":"","name":"21. Long term","urlSegment":"21-long-term","date":"2024-11-29T16:56:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Income drawdown is complex and not suitable for everyone. Your pension remains invested so your income will be affected by the value and performance of underlying assets which may fall; make sure you understand the risks and costs before you go ahead.

","notes":"","title":"","contentType":null,"key":"65982c9d-78b6-4d4d-96d5-47fc3591ea1c","id":5322,"name":"22. Income drawdown","urlSegment":"22-income-drawdown","sortOrder":19,"level":3,"path":"-1,3039,5282,5322","creatorId":-1,"createDate":"2024-11-29T16:57:54Z","writerId":-1,"updateDate":"2024-11-29T16:58:02.393Z","cultures":{"":{"culture":"","name":"22. Income drawdown","urlSegment":"22-income-drawdown","date":"2024-11-29T16:57:54Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

","notes":"","title":"","contentType":null,"key":"257e6f89-6aca-4b03-9dc2-69837bc31fa0","id":5325,"name":"24. Sipps and Tax","urlSegment":"24-sipps-and-tax","sortOrder":20,"level":3,"path":"-1,3039,5282,5325","creatorId":-1,"createDate":"2024-12-02T16:45:45Z","writerId":-1,"updateDate":"2024-12-02T16:45:55.48Z","cultures":{"":{"culture":"","name":"24. Sipps and Tax","urlSegment":"24-sipps-and-tax","date":"2024-12-02T16:45:45Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief.

Tax reliefs depend on individual circumstances and may change. They may be difficult to sell at a price close to the value of the underlying assets or at the time of your choosing. They should only form a small part of an investor’s portfolio.

You should read the relevant prospectus before making any decisions.

","notes":"","title":"","contentType":null,"key":"0201346e-2bfc-4167-9914-0af6dfcb1bab","id":5326,"name":"26. VCTs","urlSegment":"26-vcts","sortOrder":21,"level":3,"path":"-1,3039,5282,5326","creatorId":-1,"createDate":"2024-12-03T17:03:19Z","writerId":-1,"updateDate":"2024-12-03T17:03:49.053Z","cultures":{"":{"culture":"","name":"26. VCTs","urlSegment":"26-vcts","date":"2024-12-03T17:03:19Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The information and guidance provided by the coaches is not regulated by the Financial Conduct Authority.

","notes":"","title":"","contentType":null,"key":"e427eb8c-de84-4e4f-81f7-8be7d22376fc","id":5331,"name":"28. Coaches","urlSegment":"28-coaches","sortOrder":22,"level":3,"path":"-1,3039,5282,5331","creatorId":-1,"createDate":"2024-12-09T11:45:13Z","writerId":-1,"updateDate":"2024-12-09T11:45:23.713Z","cultures":{"":{"culture":"","name":"28. Coaches","urlSegment":"28-coaches","date":"2024-12-09T11:45:13Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Venture Capital Trusts (VCTs) are high-risk investments and you may get back less than invested.

","notes":"","title":"","contentType":null,"key":"da526787-844e-434d-a14e-3f3eee3464bc","id":5379,"name":"29. VCTs (Short)","urlSegment":"29-vcts-short","sortOrder":23,"level":3,"path":"-1,3039,5282,5379","creatorId":-1,"createDate":"2025-01-28T15:33:58Z","writerId":-1,"updateDate":"2025-03-04T10:09:37.15Z","cultures":{"":{"culture":"","name":"29. VCTs (Short)","urlSegment":"29-vcts-short","date":"2025-01-28T15:33:58Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief. The value of investments can fall as well as rise and you may get back less than invested.

\n

VCTs should only be considered by experienced investors once other financial planning solutions have been fully explored and should only form a small part of your portfolio.

","notes":"","title":"","contentType":null,"key":"711a2a6a-bfec-480a-8a1c-cb094abe958d","id":5390,"name":"30. VCTs 04/03/25","urlSegment":"30-vcts-040325","sortOrder":24,"level":3,"path":"-1,3039,5282,5390","creatorId":-1,"createDate":"2025-03-04T10:01:27Z","writerId":-1,"updateDate":"2025-03-04T10:02:09.007Z","cultures":{"":{"culture":"","name":"30. VCTs 04/03/25","urlSegment":"30-vcts-040325","date":"2025-03-04T10:01:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null}],"childrenForAllCultures":[{"body":"

The specific securities identified and described are for informational purposes only and do not represent recommendations.

","notes":"","title":"","contentType":null,"key":"a61b2ca9-4e47-45c0-9f88-b37bd14c50ad","id":5284,"name":"9. Specific securities","urlSegment":"9-specific-securities","sortOrder":2,"level":3,"path":"-1,3039,5282,5284","creatorId":-1,"createDate":"2024-11-14T10:25:23Z","writerId":-1,"updateDate":"2024-11-19T13:53:57.29Z","cultures":{"":{"culture":"","name":"9. Specific securities","urlSegment":"9-specific-securities","date":"2024-11-14T10:25:23Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. The Best SIPP is designed for people looking to invest at least £10,000 through any combination of one-off investments, regular contributions or transfers from other providers, over a short time frame.

","notes":"","title":"","contentType":null,"key":"7e27a9a5-560f-43ff-9a3d-2aae0cbfff00","id":5287,"name":"16. Sipps","urlSegment":"16-sipps","sortOrder":5,"level":3,"path":"-1,3039,5282,5287","creatorId":-1,"createDate":"2024-11-15T16:22:15Z","writerId":-1,"updateDate":"2025-02-03T10:55:30.657Z","cultures":{"":{"culture":"","name":"16. Sipps","urlSegment":"16-sipps","date":"2024-11-15T16:22:15Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Transfer considerations. Transfers should only be considered for pensions which do not offer any guaranteed or safeguarded benefits - not final salary or defined benefit schemes or pensions that offer particular annuity rates and other promises. You should ensure that by transferring you are not incurring unnecessary penalties, losing any benefits or features, and have considered any increase in pension charges.

","notes":"","title":"","contentType":null,"key":"ef005e57-13ee-4235-b529-6f516f67dff5","id":5288,"name":"15. Transfers","urlSegment":"15-transfers","sortOrder":6,"level":3,"path":"-1,3039,5282,5288","creatorId":-1,"createDate":"2024-11-15T16:30:51Z","writerId":-1,"updateDate":"2024-11-19T13:53:58.383Z","cultures":{"":{"culture":"","name":"15. Transfers","urlSegment":"15-transfers","date":"2024-11-15T16:30:51Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

\n

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

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As with all stock market investments the value of the Junior ISA can fall as well as rise and you may get back less than has been paid in.

Tax treatment depends on individual circumstances and may be subject to change in the future.

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With pension investment, both the money you invest and the income from it can fall in value.

Before transferring, see Transfer considerations.

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The value of investments can fall as well as rise and that you may not get back the amount you originally invested.

\n

Nothing in these briefings is intended to constitute advice or a recommendation and you should not take any investment decision based on their content.

\n

Any opinions expressed may change or have already changed.

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Past performance is not a reliable indicator of future results. View full risk warning.

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Before transferring, see Transfer considerations.

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The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

Past performance is not a reliable indicator of future results.

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ETFs can be high risk and complex and may not be suitable for retail investors, so you should make sure you understand all the risks involved before investing.

The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

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The value of a pension can go down as well as up – and you could get less than the amount that's been put in.

You should consider charges, investment choices and any valuable benefits that could be lost before combining any pensions.

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The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come.

Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise.

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Pensions are long-term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

","notes":"","title":"","contentType":null,"key":"fa9a27d7-45d7-4318-b03a-41ad577dadd8","id":5321,"name":"21. Long term","urlSegment":"21-long-term","sortOrder":18,"level":3,"path":"-1,3039,5282,5321","creatorId":-1,"createDate":"2024-11-29T16:56:27Z","writerId":-1,"updateDate":"2024-11-29T16:56:37.853Z","cultures":{"":{"culture":"","name":"21. Long term","urlSegment":"21-long-term","date":"2024-11-29T16:56:27Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Income drawdown is complex and not suitable for everyone. Your pension remains invested so your income will be affected by the value and performance of underlying assets which may fall; make sure you understand the risks and costs before you go ahead.

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SIPPs are not suitable for everyone as they may be more expensive than other types of pensions. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

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VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief.

Tax reliefs depend on individual circumstances and may change. They may be difficult to sell at a price close to the value of the underlying assets or at the time of your choosing. They should only form a small part of an investor’s portfolio.

You should read the relevant prospectus before making any decisions.

","notes":"","title":"","contentType":null,"key":"0201346e-2bfc-4167-9914-0af6dfcb1bab","id":5326,"name":"26. VCTs","urlSegment":"26-vcts","sortOrder":21,"level":3,"path":"-1,3039,5282,5326","creatorId":-1,"createDate":"2024-12-03T17:03:19Z","writerId":-1,"updateDate":"2024-12-03T17:03:49.053Z","cultures":{"":{"culture":"","name":"26. VCTs","urlSegment":"26-vcts","date":"2024-12-03T17:03:19Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

The information and guidance provided by the coaches is not regulated by the Financial Conduct Authority.

","notes":"","title":"","contentType":null,"key":"e427eb8c-de84-4e4f-81f7-8be7d22376fc","id":5331,"name":"28. Coaches","urlSegment":"28-coaches","sortOrder":22,"level":3,"path":"-1,3039,5282,5331","creatorId":-1,"createDate":"2024-12-09T11:45:13Z","writerId":-1,"updateDate":"2024-12-09T11:45:23.713Z","cultures":{"":{"culture":"","name":"28. Coaches","urlSegment":"28-coaches","date":"2024-12-09T11:45:13Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

Venture Capital Trusts (VCTs) are high-risk investments and you may get back less than invested.

","notes":"","title":"","contentType":null,"key":"da526787-844e-434d-a14e-3f3eee3464bc","id":5379,"name":"29. VCTs (Short)","urlSegment":"29-vcts-short","sortOrder":23,"level":3,"path":"-1,3039,5282,5379","creatorId":-1,"createDate":"2025-01-28T15:33:58Z","writerId":-1,"updateDate":"2025-03-04T10:09:37.15Z","cultures":{"":{"culture":"","name":"29. VCTs (Short)","urlSegment":"29-vcts-short","date":"2025-01-28T15:33:58Z"}},"itemType":2,"children":[],"childrenForAllCultures":[],"properties":null},{"body":"

VCTs are higher-risk investments designed for UK resident taxpayers with an investment time horizon of greater than 5 years, which is the minimum holding period to qualify for income tax relief. The value of investments can fall as well as rise and you may get back less than invested.

\n

VCTs should only be considered by experienced investors once other financial planning solutions have been fully explored and should only form a small part of your portfolio.

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Find the fastest path to your investment goals with free expert coaching and smart planning tools. All for less than you think.

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Learn more

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Download now

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No online share dealing fee. Learn more

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There’s always more to learn about investing and managing your money. That’s why we offer all our customers free coaching online or over the phone with one of our qualified financial planners. No obligation, no catches.

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Our investment experts help identify constantly poor performing funds in Spot the Dog, and The Best™ Funds List lets you tap into our insights to help you choose from thousands of funds.

\n

The Best™ Funds List is a trademark of Bestinvest.

","decreasedBottomPadding":true,"decreasedTopPadding":true,"heading":"See our Best Funds, and avoid the worst","image":{"imgUrl":"/media/kzgpekb4/best-dog-funds-image-content.png"},"primaryCta":{"url":"/investment-insights","name":"Read our investment insights"},"subheading":"","contentType":null,"key":"0277264e-cae9-4cf7-86c5-d3a3a6882483","properties":null},"settings":{"alternateLayout":true,"contentType":null,"key":"2e9b3080-6522-4b55-a060-500d820fa83a","properties":null},"blockType":"imageContentBlock"},{"content":{"copy":"

Choose from our wide range of Ready-made Portfolios or pick your own investments from over 3,000 shares and funds.

","decreasedBottomPadding":true,"decreasedTopPadding":true,"heading":"Invest the way you want","image":{"imgUrl":"/media/uj5nuilk/feature2.png"},"primaryCta":{"url":"/v2/investment-search","name":"See our funds"},"subheading":"","contentType":null,"key":"97ac78a6-d266-4cf5-9eed-50f2f4ee18b2","properties":null},"settings":{"alternateLayout":false,"contentType":null,"key":"b23d8b04-2964-479f-aea7-805e226bd1c3","properties":null},"blockType":"imageContentBlock"},{"content":{"copy":"

Travel into the future with our smart investment tools and insights. Whether you’re a bull or a bear, our projections are tailored to your investments.

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Big dreams? With our goal planner and simulator, you can learn how to make them a reality.

","decreasedBottomPadding":true,"decreasedTopPadding":true,"heading":"Keep track of your goals","image":{"imgUrl":"/media/qlhhze21/feature4.png"},"primaryCta":{"url":"/how-we-re-different","name":"Learn more about goal planning"},"subheading":"","contentType":null,"key":"bdf83a7c-9113-4ea9-8650-ead374a0f4c9","properties":null},"settings":{"alternateLayout":false,"contentType":null,"key":"85efd828-a149-4f45-bd15-ec7ec3d8966f","properties":null},"blockType":"imageContentBlock"},{"content":{"description":"","iconBlocks":[{"content":{"icon":{"imgUrl":"/media/4hzn5bth/6-icons-set-2-24-like-icon.svg"},"text":"

Low on jargon. High on clarity. We make investing as straightforward as it should be.

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We launched in 1986 but our roots go back much further. We’re regulated by the FCA.

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With live support and expert coaching, we’re here for you if you need help along the way.

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\n Trustpilot\n
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Keep an eye on your investments wherever you are. It's the same great service as ever - now in your pocket. 

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Platforms are online services which allows you to buy, sell and hold investments.
Included here Hargreaves Lansdown, Interactive Investor, AJ Bell Youinvest and Fidelity, representing ~71% of the platform market (Q3 ’23, Platforum).

\n

Robo-advisors are digital wealth managers that provide automated, algorithm-driven financial planning services with little to no human supervision.
Included here Nutmeg, MoneyFarm, Wealthify and Moneybox, representing ~78% of the digital wealth management market (Q3 ’23, Platforum).

\n

Source: Boring Money assessment of competitor websites as at November 2024

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Note: Our client and AUA figures are correct as of 31 December 2023. 

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